According to the Motley Fool Calculators, I can buy a typical Boston-area one-bedroom condo by increasing my savings to well above my income and making a down payment significantly larger than my net worth.
Sounds like I should get involved in gun-running for Halliburton.
Also, financial advice for you youngsters out there: never breed. Single most significant correlating factor for personal bankruptcy is child-rearing.
Secretly Ironic 